7 Uplifting Prayers for a Financial Plan for My Future

Prayer for Financial Discipline:

Matthew 6:26 “Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they?”

Lord, I repent for not having outlined a financial plan for my future. Today I commit to living more as a Child of God rather than being self-absorbed and selfish. I seek your guidance and clarity as I try to determine my financial path for the future. Help me to let go of any fear and uncertainty and trust in your plan for my financial well-being. I cast aside all the fear Satan is trying to put on me. I trust no matter my circumstances, you will provide for me as needed.

I am committed to doing my part in the plan. Grant me the wisdom and discernment to make good financial decisions and to follow your will for my financial life. Help me to be responsible and disciplined in my spending and saving and to prioritize your kingdom above material possessions.

7 Uplifting Prayers for a Financial Plan for My Future

Teach me to be generous and charitable with my resources and to use them to serve others and advance your kingdom. Show me the details of my financial plan. Help me to trust in your provision and care and to know that you will always meet my needs.

Thank you for your presence and love and the many blessings you have given me. I pray that through your guidance, I may discover your plan for my financial future and follow it with confidence and joy. Amen.

Philippians 4:19 “And my God will supply all your needs according to His riches in glory in Christ Jesus.”

Prayer for Guidance in Making a Budget:

Proverbs 13:22 “A good person leaves an inheritance for their children’s children, but a sinner’s wealth is stored up for the righteous.”


Your word shows us you are a God of order. I realize when it comes to my finances, I don’t have order in that area. I need help in making a budget. There are many resources available on how to do this, but I want to start with you to open my heart and mind to plan my future. I come to you today seeking your wisdom and guidance as I create a budget for my finances. I recognize that every good and perfect gift comes from you, and I am grateful for your resources.

I ask for your wisdom as I decide how to allocate my resources. Help me to prioritize my needs and to be mindful of my spending. Give me the discipline to live within my means and to save for the future.

I pray for the ability to make wise financial decisions and to invest in things that bring glory to your name. Help me to use my tithe and resources to support your kingdom and to bless others.

I trust in your promise to meet all my needs according to your riches in glory. I believe You will provide for me and bless me as I seek to honor You with my finances.

I pray this in Jesus’ name, Amen.

Proverbs 21:5 “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”

Prayer for a Financial Breakthrough:

Proverbs 3:9 “Honor the Lord with your wealth and with the firstfruits of all your produce; then your barns will be filled with plenty, and your vats will be bursting with wine.”

Dear Lord, I come to you today for your help and guidance. I want to plan for my future but struggle with available resources. I am facing financial difficulties, and I need a financial breakthrough. I ask that you open up the windows of heaven and pour blessings upon me so that I may have more than enough to meet my needs and the needs of those around me.

I pray that you will give me the wisdom to manage the resources you provide and to make wise choices that will honor you and bless others. I ask for your hand of protection to be upon my finances so that I may not fall into debt or be taken advantage of.

Proverbs 22:7: “The rich rule over the poor,
    and the borrower is slave to the lender.”

I know that you are the God who supplies all my needs according to your riches in glory, and I trust in your faithfulness to provide for me. I ask that you give me a clear vision and direction for my financial future and that you open doors of opportunity for me to increase my income and my assets.

Thank you for your love and care for me, Lord, and for being my provider and protector. I trust in your goodness and mercy and pray that your will be done in my life. Amen.

Proverbs 3:9-10 “Honor the Lord with your wealth and with the firstfruits of all your produce; then your barns will be filled with plenty, and your vats will be bursting with wine.”

Prayer That My Savings Will Grow:

Proverbs 13:11 “Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.”


Your word clearly instructs us to plan for our future. I have diligently followed this guidance and ask that you bless me with financial growth. I trust you know my needs and desires and will provide for my future according to your plan.

You know my heart. I have focused on balancing being generous with what you have given me and saving for my future. Please continue to guide me in making wise investment decisions, investing in areas that will grow. Help me use my money to honor you and benefit others.

I ask for opportunities to increase my income through my job, business, investments, or other means. Please grant me the wisdom and insight to recognize these opportunities and the courage to pursue them. Increased income provides me with increased opportunities to help others and invest in the work of spreading the gospel. Lord, I stand firm in my faith that you will work according to your promises. Luke 6:38 “Give, and it will be given to you. Good measure, pressed down, shaken together, running over, will be put into your lap. For with the measure you use it will be measured back to you.”

May my financial growth be a testimony of your goodness and grace. Thank you for your love and provision in my life.

In Jesus’ name, I pray. Amen.

1 Timothy 6:18-19 “They are to do good, to be rich in good works, to be generous and ready to share, thus storing up treasure for themselves as a good foundation for the future, so that they may take hold of that which is truly life.”

Prayer for a Plan to Pay Off Debt:

Romans 13:8 “Owe no one anything, except to love each other, for the one who loves another has fulfilled the law.”

Heavenly Father,

Today I am looking at all aspects of my financial plan. I want to be a good steward of the blessings you have given me. I also want to plan for my future and my family’s future. I have unnecessary debt and some that have been unavoidable. I acknowledge that I have made mistakes in managing my finances, and I ask for your forgiveness and guidance in creating a plan to pay off my debts.

Please grant me the strength and discipline to stick to this plan, even when it feels overwhelming or difficult. Help me to be mindful of my spending and to make wise financial decisions going forward. Keep my focus on my financial future so that I am forever aware that debt hinders future finances.

I pray for your provision and guidance as I work to pay off my debts. Please open up new opportunities for me to increase my income or find ways to reduce my expenses. Help me to be resourceful and creative in finding ways to pay off my debts and to remain hopeful even when progress seems slow.

Thank you for your mercy and grace in my life. I pray this in Jesus’ name. Amen.

Romans 13:7 “Pay to all what is owed to them: taxes to whom taxes are owed, revenue to whom revenue is owed, respect to whom respect is owed, honor to whom honor is owed.”

Prayer to Find a Christian Financial Advisor:

Proverbs 12:15 “The way of a fool is right in his own eyes, but a wise man listens to advice.”


As I make my financial plan, I realize my knowledge of the best way to invest in my future may be limited. You tell us in Proverbs 15:22, Without counsel plans fail, but with many advisers they succeed. I come to you with a prayerful heart, seeking your guidance in finding a Christian financial advisor. I believe managing my finances is important to honor you, and I desire to work with an advisor who shares my faith and values.

Please lead me to a financial advisor who is qualified and experienced and a follower of Christ. Lead me to someone who will respect my beliefs and work with me to develop a financial plan that reflects my priorities and goals.

I pray that this advisor will be honest and transparent in all their dealings with me and that they will put my interests ahead of their own. May they have a heart for serving others and a passion for helping their clients achieve financial freedom and security.

Please also help me to be discerning and wise in my search for a Christian financial advisor. Give me the courage to ask the right questions and to trust my instincts when evaluating potential advisors.

Thank you for your love and provision in my life. I pray this in Jesus’ precious name. Amen.

Proverbs 19:20-21 “Listen to advice and accept instruction, that you may gain wisdom in the future. Many are the plans in the mind of a man, but it is the purpose of the Lord that will stand.”

Prayer to Change My Attitude Toward Financial Planning:

1 Timothy 6:17 “As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy.”

All-Knowing Father,

I repent for the negative, wrong attitude I have had toward financial planning. I admit I have flippantly said that I would rely on God to take care of me in the future, not taking any responsibility for my future. I have realized that is immature and not according to your Word. I come to you today to ask for your help in changing my attitude toward planning for my financial future. I know managing my finances is an important responsibility, yet I avoided it or felt overwhelmed by it.

Please help me to develop a positive and proactive attitude towards making a financial plan. Give me the motivation and discipline to make a budget, track my spending, and save for the future. Help me to see financial planning as an opportunity to honor you by being a good steward of the resources you have entrusted to me.

Proverbs 3:9 “Honor the Lord with your wealth and with the firstfruits of all your produce…”

I admit my attitude has stemmed from fear and laziness. I have also been self-centered in my spending. Please also help me to overcome any fears or anxieties I may have about money. Give me the confidence to make sound financial decisions and seek trusted advisors’ advice when needed.

Above all, I pray that you would give me a heart of generosity towards others. Help me to use my financial resources to bless others and to support causes that are important to you. My financial planning reflects my love for you and my desire to serve others.

Thank you for your grace and provision in my life. Amen.

Luke 12:15 And he said to them, “Take care, and be on your guard against all covetousness, for one’s life does not consist in the abundance of his possessions.”

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